People injured by a car crash or grieving after a loved one’s death may initially turn to insurance. The liability insurance carried by most motorists can cover a variety of expenses, including property damage costs and lost wages.
Unfortunately, especially when a crash causes catastrophic or fatal injuries, basic coverage may prove inadequate given the extent of the losses generated. People hurt in collisions, and those who lost a loved one because of a crash, may want to pursue justice by filing a civil lawsuit.
They generally need to act quickly, as the law limits the opportunity to file a lawsuit.
The statute of limitations is strict
Some states have relatively lenient statutes of limitations for personal injury lawsuits. Kentucky is not one of them. People hurt in collisions or grieving the death of a family member usually only have one year from the date of the wreck to take legal action.
If they fail to do so, they may lose the right to hold the person or business liable for the crash financially responsible. There are exceptions for special situations, including cases where minor children may pursue a wrongful death lawsuit. Most of the time, those impacted by a crash have a relatively brief time in which they can go to court to seek compensation.
Those with major collision expenses may want to sit down to discuss their circumstances as soon as possible after the motor vehicle crash occurs. Overcoming stress or grief to talk about the situation can ultimately help people recover more fully by letting them pursue financial justice.